It's half past 8 in the office but the lights are still on...
PCs still running, coffee machines still buzzing...
And who's at work?
Most of them? Take a closer look...
All or most specimens are 20-something male species of the human race...
Look closer... again all or most of them are bachelors...
And why are they sitting late? Working hard? No way!!!
Any guesses???
Let's ask one of them...
Here's what he says...
"What's there 2 do after going home... here we get to surf, AC, phone, food, coffee... That's why I am working late... importantly no boss!!!"
This is the scene in most research centers and software companies and other off-shore offices. Bachelors "time-passing" during late hours in the office just because they say they've nothing else to do... Now what r the consequences... read on...
"Working"(for the record only) late hours soon becomes part of the institute or company culture. With bosses more than eager to provide support to those "working" late in the form of taxi vouchers, food vouchers and of course good feedback,(oh, he's a hard worker... goes home only to change..!!).They aren't helping things too... To hell with bosses who don't understand the difference between "sitting" late and "working" late!!!
Very soon, the boss starts expecting all employees to put in extra working hours.
So, My dear Bachelors let me tell you, life changes when u get married and start having a family... office is no longer a priority, family is... and that's when the problem starts... because u start having commitments at home too.
For your boss, the earlier "hardworking" guy suddenly seems to become an "early leaver" even if u leaves an hour after regular time... after doing the same amount of work. People leaving on time after doing their tasks for the day are labeled as work-shirkers...
Girls who thankfully always (its changing nowadays... though) leave on time are labeled as "not up to it". All the while, the bachelors pat their own backs and carry on "working"
Not realizing that they r spoiling the work culture at their own place and never realize that they would have to regret at one point of time.
So what's the moral of the story??
* Very clear, LEAVE ON TIME!!!
* Never put in extra time"
*unless really needed *"
* Don't stay back unnecessarily and spoil your company work culture which will in turn cause inconvenience to you and your colleagues. There are hundred other things to do in the evening...
Learn music...
Learn a foreign language...
Try a sport... TT, cricket.........
Importantly
Get a girl friend or boy friend; take him/her around town...
* And for heaven's sake net cafe rates have dropped to an all-time low (plus, no fire-walls) and try cooking for a change.
Take a tip from the Smirnoff ad: *"Life's calling, where are you??"*
Please pass on this message to all those colleagues
Tuesday, March 28, 2006
Describing people using Mandarin
形容的相當貼切
感歎女人：
漂亮的不下廚房
下廚房的不溫柔
會溫柔的沒主見
有主見的沒女人味
有女人味的亂花錢
不亂花錢的不時尚
時尚的不放心
放心的沒法看
感歎男人：
有才華的長得醜
長得帥的掙錢少
掙錢多的不顧家
顧了家的沒出息
有出息的不浪漫
會浪漫的靠不住
靠得住的又窩囊
感歎女人：
漂亮的不下廚房
下廚房的不溫柔
會溫柔的沒主見
有主見的沒女人味
有女人味的亂花錢
不亂花錢的不時尚
時尚的不放心
放心的沒法看
感歎男人：
有才華的長得醜
長得帥的掙錢少
掙錢多的不顧家
顧了家的沒出息
有出息的不浪漫
會浪漫的靠不住
靠得住的又窩囊
Some W a c k y Quotes
Put your hand on a hot stove for a minute, and it seems like an hour. Sit with a pretty girl for an hour, and it seems like a minute. THAT'S relativity.
- Albert Einstein
The brain is a wonderful organ. It starts working the moment you get up in the morning and does not stop until you get into the office.
- Robert Frost
The trouble with being punctual is that nobody's there to appreciate it.
- Franklin P. Jones
We must believe in luck. For how else can we explain the success of those we don't like?
- Jean Cocturan
It matters not whether you win or lose; what matters is whether I win or lose.
- Darrin Weinberg
Life is pleasant.
Death is peaceful.
It's the transition that's troublesome.
Help a man when he is in trouble and he will remember you when he is in trouble again.
Complex problems have simple, easy to understand wrong answers.
It is not exactly cheating, I prefer to consider it creative problem solving.
Whoever said money can't buy happiness, didn't know where to shop.
Alcohol doesn't solve any problems, but then again, neither does milk.
Most people are only alive because it is illegal to shoot them.
Forgive your enemies but remember their names.
The number of people watching you is directly proportional to the stupidity of your action.
Don't worry that the world ends today, its already tomorrow in Australia!
- Albert Einstein
The brain is a wonderful organ. It starts working the moment you get up in the morning and does not stop until you get into the office.
- Robert Frost
The trouble with being punctual is that nobody's there to appreciate it.
- Franklin P. Jones
We must believe in luck. For how else can we explain the success of those we don't like?
- Jean Cocturan
It matters not whether you win or lose; what matters is whether I win or lose.
- Darrin Weinberg
Life is pleasant.
Death is peaceful.
It's the transition that's troublesome.
Help a man when he is in trouble and he will remember you when he is in trouble again.
Complex problems have simple, easy to understand wrong answers.
It is not exactly cheating, I prefer to consider it creative problem solving.
Whoever said money can't buy happiness, didn't know where to shop.
Alcohol doesn't solve any problems, but then again, neither does milk.
Most people are only alive because it is illegal to shoot them.
Forgive your enemies but remember their names.
The number of people watching you is directly proportional to the stupidity of your action.
Don't worry that the world ends today, its already tomorrow in Australia!
How to check if the man is still a virgin
"A very 'straight and honest' girl is going to Kuala Lumpur. Before she left, her mother gave her some advice.
Daughter, when you're in KL and if you're looking for a match there, you must take note of the following the requirements Mother set for you.
You must find a man that is 'faithful', not 'spendthrift' and must be a 'virgin'.
With this advice from her mother, the girl went to Town.
After some months later, she came home to her kampung to get her mother's blessings to marry.
"Mother, I've met my match following your instructions. My future husband is faithful because when we went out for a holiday one day, he took care of me specifically even though there were so many prettier girls around. Isn't that being faithful?"
Her mother nodded in agreement.
"Then, since the day was getting late in the night and rain was pouring, my boyfriend decided that we stay the night at a hotel. He also suggested that in order not to spend too much, we shared one room only. Isn't he not spendthrift guy?"
For the second time her mother nodded her head in agreement, but with a little concern.
"And finally mum..., I know he is a virgin".
"How did you know he is still a virgin?" The mother asked with repetition.
"Mmm....his 'that one' is new......still wrapped up in plastic, mum!"
Daughter, when you're in KL and if you're looking for a match there, you must take note of the following the requirements Mother set for you.
You must find a man that is 'faithful', not 'spendthrift' and must be a 'virgin'.
With this advice from her mother, the girl went to Town.
After some months later, she came home to her kampung to get her mother's blessings to marry.
"Mother, I've met my match following your instructions. My future husband is faithful because when we went out for a holiday one day, he took care of me specifically even though there were so many prettier girls around. Isn't that being faithful?"
Her mother nodded in agreement.
"Then, since the day was getting late in the night and rain was pouring, my boyfriend decided that we stay the night at a hotel. He also suggested that in order not to spend too much, we shared one room only. Isn't he not spendthrift guy?"
For the second time her mother nodded her head in agreement, but with a little concern.
"And finally mum..., I know he is a virgin".
"How did you know he is still a virgin?" The mother asked with repetition.
"Mmm....his 'that one' is new......still wrapped up in plastic, mum!"
The moment you are in TENSION
The moment you are in TENSION
You will lose your ATTENTION
Then you are in total CONFUSION
and you'll feel IRRITATION
This may spoil your personal RELATIONS
Untimately, you won't get COOPERATION
And get things into COMPLICATION
Then you may raise CAUTION
And you have to take MEDICATION
Why not try understanding the SITUATION
And try to think about the SOLUTION
Many problems will be solved by DISCUSSION
Which will work out better in your PROFESSION
Don't think this is a free SUGGESTION
It is only for your PREVENTION
If you understand my INTENTION
You'll never come again into TENSION....:P
You will lose your ATTENTION
Then you are in total CONFUSION
and you'll feel IRRITATION
This may spoil your personal RELATIONS
Untimately, you won't get COOPERATION
And get things into COMPLICATION
Then you may raise CAUTION
And you have to take MEDICATION
Why not try understanding the SITUATION
And try to think about the SOLUTION
Many problems will be solved by DISCUSSION
Which will work out better in your PROFESSION
Don't think this is a free SUGGESTION
It is only for your PREVENTION
If you understand my INTENTION
You'll never come again into TENSION....:P
Jokes for April 3
The wife was very unhappy with her car and complained a lot to her husband:
'Buy me a surprise for my birthday!' she said. 'Something that accelerates from 0 to 100 in 4 seconds! And I would prefer a blue one!'
Happy and excited she was counting down the days for her birthday. And finally she got the beautiful present her husband thoughtfully bought.
Apparently he is dead now ...
'Buy me a surprise for my birthday!' she said. 'Something that accelerates from 0 to 100 in 4 seconds! And I would prefer a blue one!'
Happy and excited she was counting down the days for her birthday. And finally she got the beautiful present her husband thoughtfully bought.
Apparently he is dead now ...
Dilbert's Work Rules
"Dilbert's Work Rules"
If you can't get your work done in the first 24 hours, work nights.
A pat on the back is only a few centimeters from a kick in the butt.
Don't be irreplaceable, if you can't be replaced, you can't be promoted.
It doesn't matter what you do, it only matters what you say you've done and what you're going to do.
After any salary raise, you will have less money at the end of the month than you did before.
You can go anywhere you want if you look serious and carry a clipboard.
Eat one live toad the first thing in the morning and nothing worse will happen to you the rest of the day.
When the bosses talk about improving productivity, they are never talking about themselves.
If at first you don't succeed, try again. Then quit. No use being a dern fool about it.
There will always be beer cans rolling on the floor of your car when the boss asks for a ride home from the office.
Keep your boss's boss off your boss's back.
Everything can be filed under "miscellaneous."
Never delay the ending of a meeting or the beginning of a cocktail hour.
To err is human, to forgive is not our policy.
Anyone can do any amount of work provided it isn't the work he/she is supposed to be doing.
Important letters that contain no errors will develop errors in the mail.
If you are good, you will be assigned all the work. If you are really good, you will get out of it.
You are always doing something marginal when the boss drops by your desk.
People who go to conferences are the ones who shouldn't.
If it wasn't for the last minute, nothing would get done.
At work, the authority of a person is inversely proportional to the number of pens that person is carrying.
When you don't know what to do, walk fast and look worried.
Following the rules will not get the job done.
Getting the job done is no excuse for not following the rules.
When confronted by a difficult problem you can solve it more easily by reducing it to the question, "How would the Lone Ranger handle this?"
No matter how much you do, you never do enough.
The last person that quit or was fired will be held responsible for everything that goes wrong.
If you can't get your work done in the first 24 hours, work nights.
A pat on the back is only a few centimeters from a kick in the butt.
Don't be irreplaceable, if you can't be replaced, you can't be promoted.
It doesn't matter what you do, it only matters what you say you've done and what you're going to do.
After any salary raise, you will have less money at the end of the month than you did before.
You can go anywhere you want if you look serious and carry a clipboard.
Eat one live toad the first thing in the morning and nothing worse will happen to you the rest of the day.
When the bosses talk about improving productivity, they are never talking about themselves.
If at first you don't succeed, try again. Then quit. No use being a dern fool about it.
There will always be beer cans rolling on the floor of your car when the boss asks for a ride home from the office.
Keep your boss's boss off your boss's back.
Everything can be filed under "miscellaneous."
Never delay the ending of a meeting or the beginning of a cocktail hour.
To err is human, to forgive is not our policy.
Anyone can do any amount of work provided it isn't the work he/she is supposed to be doing.
Important letters that contain no errors will develop errors in the mail.
If you are good, you will be assigned all the work. If you are really good, you will get out of it.
You are always doing something marginal when the boss drops by your desk.
People who go to conferences are the ones who shouldn't.
If it wasn't for the last minute, nothing would get done.
At work, the authority of a person is inversely proportional to the number of pens that person is carrying.
When you don't know what to do, walk fast and look worried.
Following the rules will not get the job done.
Getting the job done is no excuse for not following the rules.
When confronted by a difficult problem you can solve it more easily by reducing it to the question, "How would the Lone Ranger handle this?"
No matter how much you do, you never do enough.
The last person that quit or was fired will be held responsible for everything that goes wrong.
The 90/10 Principle by Stephen Covey
The 90/10 Principle by Stephen Covey
Discover the 90/10 Principle. It will change your life. What is the 90/10 Principle? 10% of life is made up of what happens to you. 90% of life is decided by how you react. What does this mean? We really have no control over 10% of what happens to us. We cannot stop the car from breaking down. The plane will be late arriving, which throws our whole schedule off. A driver may cut us off in traffic. We have no control over this 10%. The other 90% is different. You determine the other 90%.
How? By your reaction.
You cannot control a red light, but you can control your reaction. Don't let people fool you; YOU can control how you react.
Let's use an example:
You are eating breakfast with your family. Your daughter knocks over a cup of coffee onto your business shirt. You have no control over what just happened. What happens next will be determined by how you react. You curse. You harshly scold your daughter for knocking the cup over.
She breaks down in tears. After scolding her, you turn to your spouse and criticize her for placing the cup too close to the edge of the table. A short verbal battle follows. You storm upstairs and change your shirt. Back downstairs, you find your daughter has been too busy crying to finish breakfast and get ready for school. She misses the bus. Your spouse must leave immediately for work. You rush to the car and drive your daughter to school. Because you are late, you drive 40 miles an hour in a 30 mph speed limit. After a 15-minute delay and throwing $60 traffic fine away, you arrive at school. Your daughter runs into the building without saying goodbye. After arriving at the office 20 minutes late, you find you forgot your briefcase. Your day has started terribly. As it continues, it seems to get worse and worse. You look forward to coming home, When you arrive home, you find a small wedge in your relationship with your spouse and daughter. Why? Because of how you reacted in the morning. Why did you have a bad day?
A) Did the coffee cause it?
B) Did your daughter cause it?
C) Did the policeman cause it?
D) Did you cause it?
The answer is D. You had no control over what happened with the coffee.
How you reacted in those 5 seconds is what caused your bad day.
Here is what could have and should have happened:
Coffee splashes over you. Your daughter is about to cry. You gently say, "It's ok honey, you just need, to be more careful next time." Grabbing a towel you rush upstairs. After grabbing a new shirt and your briefcase, you come back down in time to look through the window and see your child getting on the bus. She turns and waves. You arrive 5 minutes early and cheerfully greet the staff. Your boss comments on how good the day you are having.
Notice the difference? Two different scenarios. Both started the same.
Both ended different. Why? Because of how you REACTED.
You really do not have any control over 10% of what happens. The other 90% was determined by your reaction.
Here are some ways to apply the 90/10 principle:
If someone says something negative about you, don't be a sponge. Let the attack roll off like water on glass. You don't have to let the negative comment affect you! React properly and it will not ruin your day. A wrong reaction could result in losing a friend, being fired, getting stressed out etc.
How do you react if someone cuts you off in traffic? Do you lose your temper? Pound on the steering wheel? A friend of mine had the steering wheel fall off! Do you curse? Does your blood pressure skyrocket? Do you try and bump them? WHO CARES if you arrive ten seconds later at work?
Why let the cars ruin your drive? Remember the 90/10 principle, and do not worry about it.
You are told you lost your job. Why lose sleep and get irritated? It will work out. Use your worrying energy and time into finding another job.
The plane is late; it is going to mangle your schedule for the day. Why take out your frustration on the flight attendant?
She has no control over what is going on. Use your time to study, get to know the other passenger. Why get stressed out?
It will just make things worse.
Now you know the 90-10 principle. Apply it and you will be amazed at the results. You will lose nothing if you try it.
The 90-10 principle is incredible. Very few know and apply this principle.
The result? Millions of people are suffering from undeserved stress, trials, problems and heartache. There never seem to be a success in life. Bad days follow bad days. Terrible things seem to be constantly happening. There is constant stress, lack of joy, and broken relationships.
Worry consumes time. Anger breaks friendships and life seems dreary and is not enjoyed to the fullest. Friends are lost.
Life is a bore and often seems cruel. Does this describe you? If so, do not be discouraged. You can be different! Understand and apply the 90/10 principle. It will change your life
Discover the 90/10 Principle. It will change your life. What is the 90/10 Principle? 10% of life is made up of what happens to you. 90% of life is decided by how you react. What does this mean? We really have no control over 10% of what happens to us. We cannot stop the car from breaking down. The plane will be late arriving, which throws our whole schedule off. A driver may cut us off in traffic. We have no control over this 10%. The other 90% is different. You determine the other 90%.
How? By your reaction.
You cannot control a red light, but you can control your reaction. Don't let people fool you; YOU can control how you react.
Let's use an example:
You are eating breakfast with your family. Your daughter knocks over a cup of coffee onto your business shirt. You have no control over what just happened. What happens next will be determined by how you react. You curse. You harshly scold your daughter for knocking the cup over.
She breaks down in tears. After scolding her, you turn to your spouse and criticize her for placing the cup too close to the edge of the table. A short verbal battle follows. You storm upstairs and change your shirt. Back downstairs, you find your daughter has been too busy crying to finish breakfast and get ready for school. She misses the bus. Your spouse must leave immediately for work. You rush to the car and drive your daughter to school. Because you are late, you drive 40 miles an hour in a 30 mph speed limit. After a 15-minute delay and throwing $60 traffic fine away, you arrive at school. Your daughter runs into the building without saying goodbye. After arriving at the office 20 minutes late, you find you forgot your briefcase. Your day has started terribly. As it continues, it seems to get worse and worse. You look forward to coming home, When you arrive home, you find a small wedge in your relationship with your spouse and daughter. Why? Because of how you reacted in the morning. Why did you have a bad day?
A) Did the coffee cause it?
B) Did your daughter cause it?
C) Did the policeman cause it?
D) Did you cause it?
The answer is D. You had no control over what happened with the coffee.
How you reacted in those 5 seconds is what caused your bad day.
Here is what could have and should have happened:
Coffee splashes over you. Your daughter is about to cry. You gently say, "It's ok honey, you just need, to be more careful next time." Grabbing a towel you rush upstairs. After grabbing a new shirt and your briefcase, you come back down in time to look through the window and see your child getting on the bus. She turns and waves. You arrive 5 minutes early and cheerfully greet the staff. Your boss comments on how good the day you are having.
Notice the difference? Two different scenarios. Both started the same.
Both ended different. Why? Because of how you REACTED.
You really do not have any control over 10% of what happens. The other 90% was determined by your reaction.
Here are some ways to apply the 90/10 principle:
If someone says something negative about you, don't be a sponge. Let the attack roll off like water on glass. You don't have to let the negative comment affect you! React properly and it will not ruin your day. A wrong reaction could result in losing a friend, being fired, getting stressed out etc.
How do you react if someone cuts you off in traffic? Do you lose your temper? Pound on the steering wheel? A friend of mine had the steering wheel fall off! Do you curse? Does your blood pressure skyrocket? Do you try and bump them? WHO CARES if you arrive ten seconds later at work?
Why let the cars ruin your drive? Remember the 90/10 principle, and do not worry about it.
You are told you lost your job. Why lose sleep and get irritated? It will work out. Use your worrying energy and time into finding another job.
The plane is late; it is going to mangle your schedule for the day. Why take out your frustration on the flight attendant?
She has no control over what is going on. Use your time to study, get to know the other passenger. Why get stressed out?
It will just make things worse.
Now you know the 90-10 principle. Apply it and you will be amazed at the results. You will lose nothing if you try it.
The 90-10 principle is incredible. Very few know and apply this principle.
The result? Millions of people are suffering from undeserved stress, trials, problems and heartache. There never seem to be a success in life. Bad days follow bad days. Terrible things seem to be constantly happening. There is constant stress, lack of joy, and broken relationships.
Worry consumes time. Anger breaks friendships and life seems dreary and is not enjoyed to the fullest. Friends are lost.
Life is a bore and often seems cruel. Does this describe you? If so, do not be discouraged. You can be different! Understand and apply the 90/10 principle. It will change your life
Q & A (March 28)
Question:
What is the truest definition of Globalization?
Answer:
Princess Diana's death.
Question:
How come?
Answer:
An English princess with an Egyptian boyfriend crashes in a French tunnel,driving a German car with a Dutch engine, driven by a Belgian who was drunk on Scottish whisky, followed closely by Italian Paparazzi, on Japanese motorcycles; treated by an American doctor, using Brazilian medicines.
This is sent to you by Indian, using Bill Gates 's technology, and you're probably reading this on your computer, that use Taiwanese chips, and a Korean monitor, assembled by Bangladeshi workers in a Singapore plant, transported by Pakistan lorry-drivers, hijacked by Indonesians, unloaded by Sicilian longshoremen, and trucked to you by Mexican illegals.....
What is the truest definition of Globalization?
Answer:
Princess Diana's death.
Question:
How come?
Answer:
An English princess with an Egyptian boyfriend crashes in a French tunnel,driving a German car with a Dutch engine, driven by a Belgian who was drunk on Scottish whisky, followed closely by Italian Paparazzi, on Japanese motorcycles; treated by an American doctor, using Brazilian medicines.
This is sent to you by Indian, using Bill Gates 's technology, and you're probably reading this on your computer, that use Taiwanese chips, and a Korean monitor, assembled by Bangladeshi workers in a Singapore plant, transported by Pakistan lorry-drivers, hijacked by Indonesians, unloaded by Sicilian longshoremen, and trucked to you by Mexican illegals.....
Don't cha
Don't cha wish your girlfriend was hot like me?
Don't cha wish your girlfriend was a freak like me?
Don't cha wish your girlfriend was raw like me?
Don't cha wish your girlfriend was fun like me?
Don't cha wish your girlfriend was a freak like me?
Don't cha wish your girlfriend was raw like me?
Don't cha wish your girlfriend was fun like me?
Wednesday, March 22, 2006
How to Repair Your Credit
If you're struggling with debt, here are few steps you can take to repair or rebuild your credit on your own before accepting one of the many "debt consolidation" offers or resorting to bankruptcy.
Steps
1. Create a budget. Calculate your income and your expenditures. Figure in your bills such as car and house payments, utilities, and other bills that you can't be late on. Find out how much money is going to waste for leisure activities and going out to eat. Then figure out how much money you can set aside each month to whittle down your debt. There is a lot of free budgeting software out there, just look.
2. Be aware of what's in your credit report. Surf the webs for the latest free offers, but read the fine print. Some "free" offers automatically enroll you in a monthly or annual program that costs money. Or, visit this site to get a free copy of your credit report from Equifax, Experian, and/or Trans Union.
3. Contact your creditors. Not after months of harassing calls, but as soon as you realize you won't be able to make the requested payments. Most creditors are not as cut-throat as you think, and they will work with you to schedule smaller payments that fit your budget. Look at it from their point of view. They'd much rather receive $20 payments for the next year than get nothing if you have to file for bankruptcy. Let them know you're trying to repair your credit, and offer to pay them a percentage of your balance. Most agencies will accept 30 - 40% of your debt.
4. Get any agreement in writing. Once you pay off your debt, make sure you get a settlement letter and send it to the credit bureaus so they can amend your credit report.
5. Cut up the cards. Keep a few of the accounts open. Having 5 accounts with zero balance on four and $500 on one lowers your credit risk, as opposed to 2 accounts with a $250 balance each.
6. Get a secured credit card. You're unlikely to be turned down for one because you supply the money up front as collateral. For instance, you pay $300 for a secured card, you'll have $300 credit limit. Beware of the high interest rate and various fees often associated with a secured card.
7. Join a credit union. They're more likely to give you loans in the future than a regular bank.
8. Make all payments on time. Don't arrange a lowered settlement amount if you can't pay it. Don't get a secured credit card if you won't be able to make those payments on time. It will only reflect badly on your credit.
9. Recognize that bankruptcy shows up on your credit for 10 years. Don't take the easy way out now, you'll pay for it later. It takes a lot more hard work and dedication to rebuild your credit than it does to declare bankruptcy, but you'll be glad you did.
Tips
* You can get negative items removed from your credit report. Write to the credit bureaus and tell them that the items you want removed are inaccurate or incomplete. Don't get too specific, or you could end up worse off than when you started.
* You want to show that you are responsible with high balances, so you'll want to have high credit limits but a low balance. It actually helps to have a high balance that you've paid off.
* Get a loan from your Credit Union or Banking establishment, immediately (that day) turn around and open up a savings account. Then make payments on the loan from the savings account. DO NOT use the money for anything else! This will help your credit quite a bit once as you pay off the loan.
Warnings
* Don't cancel all your credit cards! Pay them off, don't use them (or don't use more than you can pay off each month), but keep the accounts open. You want to have a long credit history with at least three "trade lines."
http://wiki.ehow.com/Repair-Your-Credit
Steps
1. Create a budget. Calculate your income and your expenditures. Figure in your bills such as car and house payments, utilities, and other bills that you can't be late on. Find out how much money is going to waste for leisure activities and going out to eat. Then figure out how much money you can set aside each month to whittle down your debt. There is a lot of free budgeting software out there, just look.
2. Be aware of what's in your credit report. Surf the webs for the latest free offers, but read the fine print. Some "free" offers automatically enroll you in a monthly or annual program that costs money. Or, visit this site to get a free copy of your credit report from Equifax, Experian, and/or Trans Union.
3. Contact your creditors. Not after months of harassing calls, but as soon as you realize you won't be able to make the requested payments. Most creditors are not as cut-throat as you think, and they will work with you to schedule smaller payments that fit your budget. Look at it from their point of view. They'd much rather receive $20 payments for the next year than get nothing if you have to file for bankruptcy. Let them know you're trying to repair your credit, and offer to pay them a percentage of your balance. Most agencies will accept 30 - 40% of your debt.
4. Get any agreement in writing. Once you pay off your debt, make sure you get a settlement letter and send it to the credit bureaus so they can amend your credit report.
5. Cut up the cards. Keep a few of the accounts open. Having 5 accounts with zero balance on four and $500 on one lowers your credit risk, as opposed to 2 accounts with a $250 balance each.
6. Get a secured credit card. You're unlikely to be turned down for one because you supply the money up front as collateral. For instance, you pay $300 for a secured card, you'll have $300 credit limit. Beware of the high interest rate and various fees often associated with a secured card.
7. Join a credit union. They're more likely to give you loans in the future than a regular bank.
8. Make all payments on time. Don't arrange a lowered settlement amount if you can't pay it. Don't get a secured credit card if you won't be able to make those payments on time. It will only reflect badly on your credit.
9. Recognize that bankruptcy shows up on your credit for 10 years. Don't take the easy way out now, you'll pay for it later. It takes a lot more hard work and dedication to rebuild your credit than it does to declare bankruptcy, but you'll be glad you did.
Tips
* You can get negative items removed from your credit report. Write to the credit bureaus and tell them that the items you want removed are inaccurate or incomplete. Don't get too specific, or you could end up worse off than when you started.
* You want to show that you are responsible with high balances, so you'll want to have high credit limits but a low balance. It actually helps to have a high balance that you've paid off.
* Get a loan from your Credit Union or Banking establishment, immediately (that day) turn around and open up a savings account. Then make payments on the loan from the savings account. DO NOT use the money for anything else! This will help your credit quite a bit once as you pay off the loan.
Warnings
* Don't cancel all your credit cards! Pay them off, don't use them (or don't use more than you can pay off each month), but keep the accounts open. You want to have a long credit history with at least three "trade lines."
http://wiki.ehow.com/Repair-Your-Credit
Monday, March 20, 2006
Hospitality Services, LOL
Have a good laugh..........some hospitality services....!!!
Customer: Waiter, do you serve crabs?
Waiter: Sit down, sir, we serve anyone.
-----------------------------------------
Customer: Waiter, is this a lamb chop or pork chop? >
Waiter: Can't you tell the difference by taste?
Customer: No, I can't.
Waiter: Then does it really matter?
--------------------------------------------
Customer: Waiter, there's a dead beetle in my soup.
Waiter: Yes Sir, they are not very good swimmers.
--------------------------------------------
Customer: Waiter, there's a fly in my soup.
Waiter: That's all right, Sir, he won't drink much.
--------------------------------------------
Customer: Waiter, there's a fly swimming in my soup.
Waiter: So what do you expect me to do, call a lifeguard?
------------------------------------------------
Customer: Waiter, what's the meaning of this fly in my tea cup?
Waiter: I wouldn't know, Sir, I'm a waiter, not a fortune teller.
------------------------------------------------
Customer: Waiter, this soup tastes funny.
Waiter: Funny? Then why aren't you laughing?
---------------------------------------------------------------------
Son: Daddy, have you ever been to Egypt?
Father: No. Why do you ask that?
Son: Well, where did you get mummy then?
---------------------------------------------------------------------
Lady: Is this my train?
Station Master?? : No, it belongs to the Railway Company.
Lady: Don't try to be funny. I mean to ask if I can take this train to Kuala Lumpur.
Station Master: No Madam, I'm afraid it's too heavy.
--------------------------------------------------------------------
Peter: What a pair of strange socks you are wearing, one is green and one is blue with red spots!
Kirk: Yes it's really strange. I've got another pair of the same at home.
---------------------------------------------------------------------
Teacher: Peter, why are you late for school again?
Peter: Well, Miss, I dreamed that I was playing football and the game went into extra time.
---------------------------------------------------------------------
Wife: Do you want dinner?
Husband: Sure, what are my choices?
Wife: Yes and no.
---------------------------------------------------------------------
First Guy (proudly): "My wife's an angel!"
Second Guy: "How fortunate you are, mine's still alive."
---------------------------------------------------------------------
A girl asked her lover, "Darling, if we get engaged will you give me a ring?"
"Sure," replied her lover "What's your phone number?"
---------------------------------------------------------------------
A drunkard was brought to court. Just before the trial there was a commotion in the gallery.
The judge pounded the gravel on his table and shouted, "Order, order."
The drunkard immediately responded, "Thank you, your honor, I'll have a scotch and soda."
---------------------------------------------------------------------
Customer: If I post this letter tonight, will it get to Penang in two days time?
Post Master: Well it might do.
Customer: I bet you, it won't.
Post Master: Why not?
Customer: It's addressed to Johor.
---------------------------------------------------------------------
An absent-minded man went to see a psychiatrist. 'My trouble is,' he said, 'that I keep forgetting things.'
'How long has this been going on?' asked the psychiatrist.
'How long has what been going on?' said the man.
---------------------------------------------------------------------
Girl: Do you love me?
Boy: Yes Dear.
Girl: Would you die for me?
Boy: No, mine is undying love.
---------------------------------------------------------------------
1st thief: Oh! The police are here. Quick! Jump out of the window!
2nd thief: But this is the 13th floor.
1st thief: Hurry! This is no time for superstitious.
---------------------------------------------------------------------
Man: How old is your father?
Boy: As old as me.
Man: How can that be?
Boy: He became a father only when I was born.
--------------------------------------------------------------------
Teacher: Correct the sentence, "A bull and a cow is grazing in the field"
Student: A cow and a bull is grazing in the field
Teacher: How?
Student: Ladies first.
---------------------------------------------------------------------
Waiter: I have stewed liver, boiled tongue and frog's leg.
Customer: Don't tell me your problems. Give the menu card.
---------------------------------------------------------------------
Little Susie came running into the house after school one day, shouting,
"Daddy! Daddy! I got 100 in school today!"
"That's great, Sweetheart," said her daddy. "Come in to the living room and tell me about it."
"Well?" began the confession, "I got 50 in spelling, 30 in math and 20 in science."
Customer: Waiter, do you serve crabs?
Waiter: Sit down, sir, we serve anyone.
-----------------------------------------
Customer: Waiter, is this a lamb chop or pork chop? >
Waiter: Can't you tell the difference by taste?
Customer: No, I can't.
Waiter: Then does it really matter?
--------------------------------------------
Customer: Waiter, there's a dead beetle in my soup.
Waiter: Yes Sir, they are not very good swimmers.
--------------------------------------------
Customer: Waiter, there's a fly in my soup.
Waiter: That's all right, Sir, he won't drink much.
--------------------------------------------
Customer: Waiter, there's a fly swimming in my soup.
Waiter: So what do you expect me to do, call a lifeguard?
------------------------------------------------
Customer: Waiter, what's the meaning of this fly in my tea cup?
Waiter: I wouldn't know, Sir, I'm a waiter, not a fortune teller.
------------------------------------------------
Customer: Waiter, this soup tastes funny.
Waiter: Funny? Then why aren't you laughing?
---------------------------------------------------------------------
Son: Daddy, have you ever been to Egypt?
Father: No. Why do you ask that?
Son: Well, where did you get mummy then?
---------------------------------------------------------------------
Lady: Is this my train?
Station Master?? : No, it belongs to the Railway Company.
Lady: Don't try to be funny. I mean to ask if I can take this train to Kuala Lumpur.
Station Master: No Madam, I'm afraid it's too heavy.
--------------------------------------------------------------------
Peter: What a pair of strange socks you are wearing, one is green and one is blue with red spots!
Kirk: Yes it's really strange. I've got another pair of the same at home.
---------------------------------------------------------------------
Teacher: Peter, why are you late for school again?
Peter: Well, Miss, I dreamed that I was playing football and the game went into extra time.
---------------------------------------------------------------------
Wife: Do you want dinner?
Husband: Sure, what are my choices?
Wife: Yes and no.
---------------------------------------------------------------------
First Guy (proudly): "My wife's an angel!"
Second Guy: "How fortunate you are, mine's still alive."
---------------------------------------------------------------------
A girl asked her lover, "Darling, if we get engaged will you give me a ring?"
"Sure," replied her lover "What's your phone number?"
---------------------------------------------------------------------
A drunkard was brought to court. Just before the trial there was a commotion in the gallery.
The judge pounded the gravel on his table and shouted, "Order, order."
The drunkard immediately responded, "Thank you, your honor, I'll have a scotch and soda."
---------------------------------------------------------------------
Customer: If I post this letter tonight, will it get to Penang in two days time?
Post Master: Well it might do.
Customer: I bet you, it won't.
Post Master: Why not?
Customer: It's addressed to Johor.
---------------------------------------------------------------------
An absent-minded man went to see a psychiatrist. 'My trouble is,' he said, 'that I keep forgetting things.'
'How long has this been going on?' asked the psychiatrist.
'How long has what been going on?' said the man.
---------------------------------------------------------------------
Girl: Do you love me?
Boy: Yes Dear.
Girl: Would you die for me?
Boy: No, mine is undying love.
---------------------------------------------------------------------
1st thief: Oh! The police are here. Quick! Jump out of the window!
2nd thief: But this is the 13th floor.
1st thief: Hurry! This is no time for superstitious.
---------------------------------------------------------------------
Man: How old is your father?
Boy: As old as me.
Man: How can that be?
Boy: He became a father only when I was born.
--------------------------------------------------------------------
Teacher: Correct the sentence, "A bull and a cow is grazing in the field"
Student: A cow and a bull is grazing in the field
Teacher: How?
Student: Ladies first.
---------------------------------------------------------------------
Waiter: I have stewed liver, boiled tongue and frog's leg.
Customer: Don't tell me your problems. Give the menu card.
---------------------------------------------------------------------
Little Susie came running into the house after school one day, shouting,
"Daddy! Daddy! I got 100 in school today!"
"That's great, Sweetheart," said her daddy. "Come in to the living room and tell me about it."
"Well?" began the confession, "I got 50 in spelling, 30 in math and 20 in science."
Friday, March 17, 2006
General knowledge - Very cool
*Mosquito repellents don't repel. They hide you. The spray blocks the mosquito's sensors so they don't know you're there.
*No piece of paper can be folded in half more than 7 times.
*Dentists have recommended that a toothbrush be kept at least 6 feet away from a toilet to avoid airborne particles resulting from the flush.
*It's physically impossible for you to lick your elbow.
*Donkeys kill more people annually than plane crashes.
*Venus is the only planet that rotates clockwise.
*Apples, not caffeine, are more efficient at waking you up in the morning.
*The king of hearts is the only king without a mustache.
*The liquid inside young coconuts can be used as substitute for blood plasma.
*The plastic things on the end of shoelaces are called aglets.
*Most dust particles in your house are made from dead skin.
*The first owner of the Marlboro Company died of lung cancer.
*Pearls melt in vinegar.
*The three most valuable brand names on earth: Marlboro, Coca-Cola, and Budweiser, in that order.
*It is possible to lead a cow upstairs...but not downstairs.
*A duck's quack doesn't echo and no one knows why.
*Turtles can breathe through their butts.
*On average, 100 people choke to death on ball-point pens every year.
*Elephants are the only animal s that can't jump.
*Women blink nearly twice as much as men.
*The Main Library at Indiana University sinks over an inch every year because when it was built, engineers failed to take into account the weight of all the books that would occupy the building.
*A snail can sleep for three years.
*No word in the English language rhymes with "MONTH."
*Our eyes are always the same size from birth, but our nose and ears never stop growing! SCARY!!!
*All polar bears are left handed.
*A crocodile cannot stick its tongue out.
*Almost everyone who reads this email will try to lick their elbow.
*No piece of paper can be folded in half more than 7 times.
*Dentists have recommended that a toothbrush be kept at least 6 feet away from a toilet to avoid airborne particles resulting from the flush.
*It's physically impossible for you to lick your elbow.
*Donkeys kill more people annually than plane crashes.
*Venus is the only planet that rotates clockwise.
*Apples, not caffeine, are more efficient at waking you up in the morning.
*The king of hearts is the only king without a mustache.
*The liquid inside young coconuts can be used as substitute for blood plasma.
*The plastic things on the end of shoelaces are called aglets.
*Most dust particles in your house are made from dead skin.
*The first owner of the Marlboro Company died of lung cancer.
*Pearls melt in vinegar.
*The three most valuable brand names on earth: Marlboro, Coca-Cola, and Budweiser, in that order.
*It is possible to lead a cow upstairs...but not downstairs.
*A duck's quack doesn't echo and no one knows why.
*Turtles can breathe through their butts.
*On average, 100 people choke to death on ball-point pens every year.
*Elephants are the only animal s that can't jump.
*Women blink nearly twice as much as men.
*The Main Library at Indiana University sinks over an inch every year because when it was built, engineers failed to take into account the weight of all the books that would occupy the building.
*A snail can sleep for three years.
*No word in the English language rhymes with "MONTH."
*Our eyes are always the same size from birth, but our nose and ears never stop growing! SCARY!!!
*All polar bears are left handed.
*A crocodile cannot stick its tongue out.
*Almost everyone who reads this email will try to lick their elbow.
Wednesday, March 15, 2006
Giant Foo
I might be quite tall among my friends, but I am not a giant.
So, Giant FOO might not be real.
Wait, what is this?
Let us see the whole picture properly.
It is Giant Food with the D missing.
Now this teaches us not to jump to conclusion so early.
Be Observant
Be Observant
Chuan and Jing joined a wholesale company together just after graduation.
Both worked very hard.
After several years, the boss promoted Jing to sales executive but Chuan remained a sales rep. One day Chuan could not take it anymore, tender resignation to the boss and complained the boss did not value hard working staff, but only promoted those who flattered him.
The boss knew that Chuan worked very hard for the years, but in order to help Chuan realize the difference between him and Jing, the boss asked Chuan to do the following. Go and find out anyone selling water melon in the market? Chuan returned and said yes. The boss asked how much per kg? Chuan went back to the market to ask and returned to inform boss the $12 per kg.
Boss told Chuan, I will ask Jing the same question. Jing went, returned and said, boss, only one person selling water melon. $12 per kg, $100 for 10 kg, he has inventory of 340 melons. On the table 58 melons, every melon weighs about 15 kg, bought from the South two days ago, they are fresh and red, good quality.
Chuan was very impressed and realized the difference between himself and Jing. He decided not to resign but to learn from Jing.
My dear friends, a more successful person is more observant, thinks more and understands in depth. For the same matter, a more successful person sees several years ahead, while we see only tomorrow. The difference between a year and a day is 365 times.
Think! How far have you seen ahead in your life? How thoughtful in depth are you? Nourish the mind, create a better world.
Chuan and Jing joined a wholesale company together just after graduation.
Both worked very hard.
After several years, the boss promoted Jing to sales executive but Chuan remained a sales rep. One day Chuan could not take it anymore, tender resignation to the boss and complained the boss did not value hard working staff, but only promoted those who flattered him.
The boss knew that Chuan worked very hard for the years, but in order to help Chuan realize the difference between him and Jing, the boss asked Chuan to do the following. Go and find out anyone selling water melon in the market? Chuan returned and said yes. The boss asked how much per kg? Chuan went back to the market to ask and returned to inform boss the $12 per kg.
Boss told Chuan, I will ask Jing the same question. Jing went, returned and said, boss, only one person selling water melon. $12 per kg, $100 for 10 kg, he has inventory of 340 melons. On the table 58 melons, every melon weighs about 15 kg, bought from the South two days ago, they are fresh and red, good quality.
Chuan was very impressed and realized the difference between himself and Jing. He decided not to resign but to learn from Jing.
My dear friends, a more successful person is more observant, thinks more and understands in depth. For the same matter, a more successful person sees several years ahead, while we see only tomorrow. The difference between a year and a day is 365 times.
Think! How far have you seen ahead in your life? How thoughtful in depth are you? Nourish the mind, create a better world.
Forget
FORGET about the days when it's been cloudy, but don't forget your hours in the sun.
Forget about the times you've been defeated, but don't forget the victories you've won.
Always have a dream
Forget about the mistakes that you can't change now, but don't forget the lessons that you've learned.
Forget about misfortunes you've encountered, but don't forget the times your luck has turned.
Forget about the days when you've been lonely, but don't forget the friendly smiles you've seen.
Forget about the plans that didn't seem to work out right, but don't forget to have a dream!
Forget about the times you've been defeated, but don't forget the victories you've won.
Always have a dream
Forget about the mistakes that you can't change now, but don't forget the lessons that you've learned.
Forget about misfortunes you've encountered, but don't forget the times your luck has turned.
Forget about the days when you've been lonely, but don't forget the friendly smiles you've seen.
Forget about the plans that didn't seem to work out right, but don't forget to have a dream!
Monday, March 13, 2006
How To Be A Better Couple: 10 steps to enjoying each other better
This is worth reading. Many a times we take our partner for granted, so do 'audit' on your relationship once in a while. A relationship is not about YOU and ME, it's actually WE.
How To Be A Better Couple: 10 steps to enjoying each other better...
1. Be realistic about each other. Don't try to turn your partner into something he or she is not. Let's face it, guys-there's only 1 Pamela Anderson in the world, and even she has had her implants removed! Give your gal a break and understand that her physical appearance is NOT going to change overnight with the help of a few facials or treatments. And ladies, Brad Pitt has already been taken, so you're going to have to do with what your guy is like! Chill out, love each other for what u are. There is more to your partner than what meets the eye.
2. Always talk things out. Now guys, I know this is not your favorite pastime or mode of resolving issues, but u know what? This works with the gals. Don't make assumptions about each other's feelings. Learn to express yourself better so that your partner understands what you are angry about, or hurt about, or even happy about! When you stop talking to each other from the heart, it's the beginning of the end.
3. Do stuff together. Make an effort to do things together. Do some sports or involve you in some shared activities; something both of u enjoys or is interested in. It could be as simple as watching movies together, or jus strolling hand-in-hand down Orchard Road. Watch soccer with him once in a while though the green patch on TV puts u to sleep in 3 seconds. And guys, do give in if your gal asks for another day at window-shopping, rather than suggest that she go out with her girlfriends for "that sort of activities" instead. If you are spending more time with your friends rather than with your partner, it's a warning sign that you are drifting apart!!!
4. Meet each other halfway. If he agrees to throw out that rotten T-shirt with the "The_Rock" print, u shouldn't kick up much of a fuss if he asks u to keep your room tidy. There's got to be a little giving and taking in a relationship, so learn to meet each other halfway.
5. Show your love Buy her flowers or candy or perfume every now and then, even if u have been together for 5years. It's wonderful to continue showing someone that u care for him or her. Cook him a special meal; paint him a Valentine's Day card. Knit him mini-socks he can't wear (like for decoration purposes), buy him a packet of milk for breakfast, or pack his wardrobe for him...so he knows u can still be romantic and loving despite having been together for quite a while.
6. Respect each other. Stop making jokes about her hair or skin, or whatever it is u love to laugh at. Ask yourself if she thinks if it's funny. And if he has an inferiority complex about his height, stop ogling at tall guys and make him feel worse! Love is about respecting each other's feelings and being sensitive to each other at all times.
7. Bury the past. Stop bringing up the past. Gals. Don't bring up the happy things about u and your ex to your guy, it would jus make him jealous or unhappy. And guys, don't talk about the happy times that u had with your ex or mention about her in your every other sentence as it would make your gal feel un-happy and she might think that u saying all this because u are going to get back with your ex or not interested in her anymore.< /P>
8. Sit on your jealousy. All of us go thru' spells of insecurity at the beginning of the relationship, but don't translate that insecurity into jealousy. If you are going to go through your partner's mail and cupboard, and eavesdropping on conversations, you know something is wrong - with u!!! Jealousy is like a poison that slowly spreads thru' the relationship before finally killing it. Trust your partner; love has to have trust in it.
9. Keep your commitments to each other. If your partner is standing u up all the time and canceling dates and breaking promises, you need to talk! If you are in a relationship, make your partner your priority and don't disappoint them if u can help it. It's really terrible when someone promises to take u to dinner, and then calls to cancel it. Don't make promises u can't keep. If your partner starts to feel that he/she is not important enough to u, u may jus lose him/her.
10. Be honest. Honesty is not scowling at how awful she looks first thing in the morning, or telling him that he has the biceps of a fly~! When we say "be honest", we mean expressing your feelings clearly, not being bitingly cruel. When you are hurt, say so, and when you are angry, tell him/her, w/o getting hysterical. If u can't be honest with your partner, who can u be honest with? Love is also about honesty, and a relationship where no honesty exists probably isn't worth it!
How To Be A Better Couple: 10 steps to enjoying each other better...
1. Be realistic about each other. Don't try to turn your partner into something he or she is not. Let's face it, guys-there's only 1 Pamela Anderson in the world, and even she has had her implants removed! Give your gal a break and understand that her physical appearance is NOT going to change overnight with the help of a few facials or treatments. And ladies, Brad Pitt has already been taken, so you're going to have to do with what your guy is like! Chill out, love each other for what u are. There is more to your partner than what meets the eye.
2. Always talk things out. Now guys, I know this is not your favorite pastime or mode of resolving issues, but u know what? This works with the gals. Don't make assumptions about each other's feelings. Learn to express yourself better so that your partner understands what you are angry about, or hurt about, or even happy about! When you stop talking to each other from the heart, it's the beginning of the end.
3. Do stuff together. Make an effort to do things together. Do some sports or involve you in some shared activities; something both of u enjoys or is interested in. It could be as simple as watching movies together, or jus strolling hand-in-hand down Orchard Road. Watch soccer with him once in a while though the green patch on TV puts u to sleep in 3 seconds. And guys, do give in if your gal asks for another day at window-shopping, rather than suggest that she go out with her girlfriends for "that sort of activities" instead. If you are spending more time with your friends rather than with your partner, it's a warning sign that you are drifting apart!!!
4. Meet each other halfway. If he agrees to throw out that rotten T-shirt with the "The_Rock" print, u shouldn't kick up much of a fuss if he asks u to keep your room tidy. There's got to be a little giving and taking in a relationship, so learn to meet each other halfway.
5. Show your love Buy her flowers or candy or perfume every now and then, even if u have been together for 5years. It's wonderful to continue showing someone that u care for him or her. Cook him a special meal; paint him a Valentine's Day card. Knit him mini-socks he can't wear (like for decoration purposes), buy him a packet of milk for breakfast, or pack his wardrobe for him...so he knows u can still be romantic and loving despite having been together for quite a while.
6. Respect each other. Stop making jokes about her hair or skin, or whatever it is u love to laugh at. Ask yourself if she thinks if it's funny. And if he has an inferiority complex about his height, stop ogling at tall guys and make him feel worse! Love is about respecting each other's feelings and being sensitive to each other at all times.
7. Bury the past. Stop bringing up the past. Gals. Don't bring up the happy things about u and your ex to your guy, it would jus make him jealous or unhappy. And guys, don't talk about the happy times that u had with your ex or mention about her in your every other sentence as it would make your gal feel un-happy and she might think that u saying all this because u are going to get back with your ex or not interested in her anymore.< /P>
8. Sit on your jealousy. All of us go thru' spells of insecurity at the beginning of the relationship, but don't translate that insecurity into jealousy. If you are going to go through your partner's mail and cupboard, and eavesdropping on conversations, you know something is wrong - with u!!! Jealousy is like a poison that slowly spreads thru' the relationship before finally killing it. Trust your partner; love has to have trust in it.
9. Keep your commitments to each other. If your partner is standing u up all the time and canceling dates and breaking promises, you need to talk! If you are in a relationship, make your partner your priority and don't disappoint them if u can help it. It's really terrible when someone promises to take u to dinner, and then calls to cancel it. Don't make promises u can't keep. If your partner starts to feel that he/she is not important enough to u, u may jus lose him/her.
10. Be honest. Honesty is not scowling at how awful she looks first thing in the morning, or telling him that he has the biceps of a fly~! When we say "be honest", we mean expressing your feelings clearly, not being bitingly cruel. When you are hurt, say so, and when you are angry, tell him/her, w/o getting hysterical. If u can't be honest with your partner, who can u be honest with? Love is also about honesty, and a relationship where no honesty exists probably isn't worth it!
Wednesday, March 08, 2006
CLARIFICATION OF THE CORPORATE STRUCTURE
CHAIRMAN OF THE BOARD
Leaps tall buildings in a single bound
Is more powerful than a locomotive
Is faster than a speeding bullet
Walks on water
Talks with God
PRESIDENT
Leaps short buildings in a single bound
Is more powerful than a switch engine
Is faster than a speeding BB
Walks on water if the sea is calm
Talks with God if special request is approved
EXECUTIVE VICE PRESIDENT
Leaps short buildings with a running start and favorable winds
Is almost as powerful as a switch engine
Can fire a speeding bullet
Walks on water in an indoor swimming pool
Is occasionally addressed by God
VICE PRESIDENT
Barely clears a Quonset hut
Loses tug-of-war with a locomotive
Can sometimes handle a gun without inflicting self injury
Swims well
Talks to animals
MANAGER
Makes high marks on the wall when trying to leap buildings
Is run over by a locomotive
Is not issued ammunition
Dog paddles
Talks to walls
SUPERVISOR
Runs into buildings
Recognizes a locomotive two out of three times
Wets himself with a water pistol
Can't stay afloat without a life preserver
Mumbles to himself
SECRETARY
Lifts buildings and walks under them
Kicks locomotives off the tracks
Catches speeding bullets in her teeth and eats them
Freezes water with a single glance
She is God
Leaps tall buildings in a single bound
Is more powerful than a locomotive
Is faster than a speeding bullet
Walks on water
Talks with God
PRESIDENT
Leaps short buildings in a single bound
Is more powerful than a switch engine
Is faster than a speeding BB
Walks on water if the sea is calm
Talks with God if special request is approved
EXECUTIVE VICE PRESIDENT
Leaps short buildings with a running start and favorable winds
Is almost as powerful as a switch engine
Can fire a speeding bullet
Walks on water in an indoor swimming pool
Is occasionally addressed by God
VICE PRESIDENT
Barely clears a Quonset hut
Loses tug-of-war with a locomotive
Can sometimes handle a gun without inflicting self injury
Swims well
Talks to animals
MANAGER
Makes high marks on the wall when trying to leap buildings
Is run over by a locomotive
Is not issued ammunition
Dog paddles
Talks to walls
SUPERVISOR
Runs into buildings
Recognizes a locomotive two out of three times
Wets himself with a water pistol
Can't stay afloat without a life preserver
Mumbles to himself
SECRETARY
Lifts buildings and walks under them
Kicks locomotives off the tracks
Catches speeding bullets in her teeth and eats them
Freezes water with a single glance
She is God
Tuesday, March 07, 2006
You Got A Job Offer, Now What?
GET IT IN WRITING
Nail down the details of the job offer by getting it in writing. This will prevent confusion and unnecessary squabbling in the future. Include the basics, starting with your salary, duties, hours, location, supervisor and job title.
THE DETAILS
When you have a job offer in hand, be sure to ask about vacation, health coverage, education allowance, stock options, bonuses and relocation expenses, if applicable.
NEGOTIATING YOUR SALARY
Do your homework. You don't want to undersell yourself or price yourself out of the market. Calculate the average salary for candidates with your educational background and experience. Then tell the prospective employer what sets you apart from the pack and why you deserve more.
SET A DEADLINE
The prospective employer will want an answer as quickly as possible. If you've got another offer in hand, or expect to receive one soon, give yourself ample time to consider both. A few days isn't unreasonable, but don't overdo it, or the prospective employer will think you're not passionate about the company or serious about the job.
FOLLOW YOUR GUT
After you've penciled things out, you're left with intangibles such as corporate culture and personal "fit" with the company. Decide what you want, and then follow your gut.
ACCEPTING THE JOB
Notify the hiring manager by phone when you accept a job, and follow up with a letter confirming your acceptance. Keep the letter short: State the agreed-upon salary, other terms and the start date. Then stick to it. Backing out after accepting an offer will kill any chance of working for the company in the future.
DECLINING AN OFFER
Be sure to thank the interviewer for taking the time to discuss job prospects when declining a job. Tell the interviewer why you found another job more challenging and why you accepted it. If you've turned down a job with a good company, don't slam the door on future discussions.
Nail down the details of the job offer by getting it in writing. This will prevent confusion and unnecessary squabbling in the future. Include the basics, starting with your salary, duties, hours, location, supervisor and job title.
THE DETAILS
When you have a job offer in hand, be sure to ask about vacation, health coverage, education allowance, stock options, bonuses and relocation expenses, if applicable.
NEGOTIATING YOUR SALARY
Do your homework. You don't want to undersell yourself or price yourself out of the market. Calculate the average salary for candidates with your educational background and experience. Then tell the prospective employer what sets you apart from the pack and why you deserve more.
SET A DEADLINE
The prospective employer will want an answer as quickly as possible. If you've got another offer in hand, or expect to receive one soon, give yourself ample time to consider both. A few days isn't unreasonable, but don't overdo it, or the prospective employer will think you're not passionate about the company or serious about the job.
FOLLOW YOUR GUT
After you've penciled things out, you're left with intangibles such as corporate culture and personal "fit" with the company. Decide what you want, and then follow your gut.
ACCEPTING THE JOB
Notify the hiring manager by phone when you accept a job, and follow up with a letter confirming your acceptance. Keep the letter short: State the agreed-upon salary, other terms and the start date. Then stick to it. Backing out after accepting an offer will kill any chance of working for the company in the future.
DECLINING AN OFFER
Be sure to thank the interviewer for taking the time to discuss job prospects when declining a job. Tell the interviewer why you found another job more challenging and why you accepted it. If you've turned down a job with a good company, don't slam the door on future discussions.
Don't Quit
DON'T QUIT
By Author Unknown
When things go wrong, as they sometimes will,
When the road you're trudging seems all uphill,
When the funds are low and the debts are high,
And you want to smile but you have to sigh,
When care is pressing you down a bit - rest if you must,
But don't you quit.
Life is queer with its twists and turns.
As every one of us sometimes learns.
And many a fellow turns about when he might have won had he stuck it out.
Don't give up though the pace seems slow - you may succeed with another blow.
Often the goal is nearer than it seems to a faint and faltering man;
Often the struggler has given up when he might have captured the victor's cup;
And he learned too late when the night came down,
How close he was to the golden crown.
Success is failure turned inside out - the silver tint of the clouds of doubt,
And when you never can tell how close you are,
It may be near when it seems afar;
So stick to the fight when you're hardest hit - it's when things seem worst,
You must not quit.
By Author Unknown
When things go wrong, as they sometimes will,
When the road you're trudging seems all uphill,
When the funds are low and the debts are high,
And you want to smile but you have to sigh,
When care is pressing you down a bit - rest if you must,
But don't you quit.
Life is queer with its twists and turns.
As every one of us sometimes learns.
And many a fellow turns about when he might have won had he stuck it out.
Don't give up though the pace seems slow - you may succeed with another blow.
Often the goal is nearer than it seems to a faint and faltering man;
Often the struggler has given up when he might have captured the victor's cup;
And he learned too late when the night came down,
How close he was to the golden crown.
Success is failure turned inside out - the silver tint of the clouds of doubt,
And when you never can tell how close you are,
It may be near when it seems afar;
So stick to the fight when you're hardest hit - it's when things seem worst,
You must not quit.
Friday, March 03, 2006
Desperate Housewives
Should ABC decide to make a Desperate Housewife cartoon version using Disney Character...
Thursday, March 02, 2006
Chinese Kungfu name in English?
- 九阳神功 （nine man's power）
- 九阴真经 （nine woman's story）
- 九阴白骨爪 （nine woman catch a white bone）
- 神照经 （god bless you）
- 洗髓经 （watch bone）
- 轻功水上飘 （flying skill）
- 黯然销魂掌 （deepblue press）
- 打狗棒法 （guide of dog beating）
- 潜龙勿用 （don't bother me while i am sleeping）
- 八荒六合唯我独尊掌 （my name is No. 1）
- 吸星大法 （suck star over china）
- 九阴真经 （nine woman's story）
- 九阴白骨爪 （nine woman catch a white bone）
- 神照经 （god bless you）
- 洗髓经 （watch bone）
- 轻功水上飘 （flying skill）
- 黯然销魂掌 （deepblue press）
- 打狗棒法 （guide of dog beating）
- 潜龙勿用 （don't bother me while i am sleeping）
- 八荒六合唯我独尊掌 （my name is No. 1）
- 吸星大法 （suck star over china）
Wednesday, March 01, 2006
My new gadget for Feb 2006
I just have a craze for technology devices and gadgets, maybe it is my weakness. My latest addition to the tech gadget that I own is HS850 Bluetooth Headset.
Motorola HS850 Black Bluetooth Headset:
No wires. No limits. Enjoy the convenience of hands-free communication with total freedom of movement. The Motorola Wireless Headset with Bluetooth technology is astonishingly advanced, yet intuitive and simple to use. Automatically link to other Bluetooth technology enabled products up to 10 meters away without ever touching the devices. Store in a pocket, in a briefcase, or even in the trunk of a car and enjoy effortless, quality communication.
Motorola HS850 Black Bluetooth Headset:
No wires. No limits. Enjoy the convenience of hands-free communication with total freedom of movement. The Motorola Wireless Headset with Bluetooth technology is astonishingly advanced, yet intuitive and simple to use. Automatically link to other Bluetooth technology enabled products up to 10 meters away without ever touching the devices. Store in a pocket, in a briefcase, or even in the trunk of a car and enjoy effortless, quality communication.
MARRIAGE DEFINITIONS
BACHELOR:
1) A guy who has avoided the opportunity to make some woman miserable.
2) A guy who is footloose and fiancée-free.
3) A man who never makes the same mistake once.
4) A nice guy who has cheated some nice girl out of her alimony.
5) A person who believes in life, liberty, and the happiness of pursuit.
6) The only man who has never told his wife a lie.
BRIDE: A woman with a fine prospect of happiness behind her.
COMPROMISE: An amiable arrangement between husband and wife whereby they agree to let her have her own way.
DIPLOMAT: A man who can convince his wife she would look fat in a fur coat.
GENTLEMAN:
1) A husband who steadies the stepladder so that his wife will not fall while she paints the ceiling.
2) A man who, when his wife drops her knitting, kicks it over to her so that she can easily pick it up.
HOUSEWORK: What the wife does that nobody notices until she doesn't do it.
HUSBAND:
1) A man who gives up privileges he never realized he had.
2) A person who is the boss of his house and has his wife's permission to say so.
JOINT CHECKING ACCOUNT: A handy little device which permits the wife to beat the husband to the draw.
LOVE: An obsessive delusion that is cured by marriage.
MISS: A title with which we brand unmarried women to indicate that they are in the market.
MISTRESS: Something between a mister and a mattress.
MOTHER-IN-LAW: A woman who destroys her son-in-law's peace of mind by giving him a piece of hers.
MRS.: A job title involving heavy duties, light earnings, and no recognition.
SPOUSE: Someone who will stand by you through all the trouble you wouldn't have had if you'd stayed single in the first place.
WIFE: A mate who is forever complaining about not having anything to wear at the very same time that she complains about not having enough room in the closet.
1) A guy who has avoided the opportunity to make some woman miserable.
2) A guy who is footloose and fiancée-free.
3) A man who never makes the same mistake once.
4) A nice guy who has cheated some nice girl out of her alimony.
5) A person who believes in life, liberty, and the happiness of pursuit.
6) The only man who has never told his wife a lie.
BRIDE: A woman with a fine prospect of happiness behind her.
COMPROMISE: An amiable arrangement between husband and wife whereby they agree to let her have her own way.
DIPLOMAT: A man who can convince his wife she would look fat in a fur coat.
GENTLEMAN:
1) A husband who steadies the stepladder so that his wife will not fall while she paints the ceiling.
2) A man who, when his wife drops her knitting, kicks it over to her so that she can easily pick it up.
HOUSEWORK: What the wife does that nobody notices until she doesn't do it.
HUSBAND:
1) A man who gives up privileges he never realized he had.
2) A person who is the boss of his house and has his wife's permission to say so.
JOINT CHECKING ACCOUNT: A handy little device which permits the wife to beat the husband to the draw.
LOVE: An obsessive delusion that is cured by marriage.
MISS: A title with which we brand unmarried women to indicate that they are in the market.
MISTRESS: Something between a mister and a mattress.
MOTHER-IN-LAW: A woman who destroys her son-in-law's peace of mind by giving him a piece of hers.
MRS.: A job title involving heavy duties, light earnings, and no recognition.
SPOUSE: Someone who will stand by you through all the trouble you wouldn't have had if you'd stayed single in the first place.
WIFE: A mate who is forever complaining about not having anything to wear at the very same time that she complains about not having enough room in the closet.
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